Terms and Conditions of Use

Effective Date: November 9, 2025
Contact Information:
Email: info@jmlcsolutions.com, support@jmlcsolutions.com
Phone: 0969 1934 234

Welcome to JMLC Solutions. By accessing or using this website (https://jmlcsolutions.com), you agree to comply with and be bound by the following Terms and Conditions. If you do not agree, you must immediately stop using this website.

1. Acceptance of Terms

1.1 These Terms and Conditions govern your access to and use of our website and services.
1.2 By using our website, you acknowledge that you have read, understood, and agree to these Terms and Conditions.
1.3 We may update these Terms at any time. Continued use of the website constitutes acceptance of the updated Terms. Users are encouraged to periodically review these Terms.

2. User Obligations and Responsibilities

2.1 You agree to use the website only for lawful purposes.
2.2 You must not:

Violate any applicable laws or regulations;
Post or transmit harmful, offensive, defamatory, or unlawful content;
Interfere with the website’s security, functionality, or other users’ access;
Attempt to gain unauthorized access to restricted areas or other users’ accounts.

2.3 You are responsible for maintaining the confidentiality of any account credentials and for all activities conducted under your account.

3. Account Creation and Security (If Applicable)

3.1 Some website services may require you to register and create an account.
3.2 You must provide accurate, complete, and up-to-date information during registration.
3.3 You are responsible for safeguarding your account credentials and must notify us immediately of any unauthorized use.

4. Intellectual Property Rights

4.1 All content, including text, graphics, logos, and software, is owned by JMLC Solutions or its licensors.
4.2 You may access content for personal, non-commercial use only.
4.3 You must not:

Copy, reproduce, or redistribute website content;
Sell, rent, or sublicense content;
Modify, adapt, or create derivative works from content without prior written permission.

5. Cookies and Tracking

5.1 Our website uses cookies to enhance user experience and for analytical purposes.
5.2 Required cookies are necessary for website functionality and do not require consent. Optional cookies may be declined.
5.3 Third-party services integrated into the website may also use cookies, subject to their respective privacy policies.

6. Payment, Billing, and Subscription Terms

6.1 Payment Methods

Payments may be made via bank transfer, credit/debit card, or other electronic payment methods as made available by JMLC Solutions.
All transactions must be completed in Philippine Pesos (PHP) unless otherwise agreed.

6.2 Billing and Fees

Prices for services are displayed on the website and include applicable taxes unless stated otherwise.
JMLC Solutions reserves the right to adjust prices at any time. Any changes will be reflected on the website before purchase or service confirmation.

6.3 Refunds and Cancellations

Refunds or cancellations are allowed in accordance with Philippine consumer protection laws.
Digital or non-refundable services may not be refundable once delivered, except in cases of defective services or failure to deliver as agreed.
Physical products (if any) may be returned within seven (7) calendar days of delivery, provided they are unused and in original packaging, subject to applicable laws.

6.4 Payment Security

All payments are processed using secure channels. JMLC Solutions does not store sensitive payment information unless legally required for billing.

7. Shipping, Delivery, or Service Terms

7.1 Delivery of Products or Services

Products or services will be delivered within a reasonable timeframe, generally between 3–15 business days for physical items, unless otherwise agreed.
Delivery timelines may vary depending on location, stock availability, or third-party service providers.

7.2 Responsibility

JMLC Solutions is responsible for ensuring products/services are delivered as described and in good condition.
Customers must provide accurate contact and delivery information. JMLC Solutions is not liable for delays or non-delivery caused by incorrect information or factors beyond our reasonable control, including courier delays and force majeure events.

7.3 Risk and Ownership

Risk of loss or damage passes to the customer upon delivery, unless otherwise stated. Ownership of products transfers upon full payment.

8. User-Generated Content and Comments

8.1 You may post comments or content on the website where permitted.
8.2 You warrant that you have the necessary rights to post content and that it does not infringe on any third-party rights or contain unlawful material.
8.3 By posting content, you grant JMLC Solutions a non-exclusive, worldwide license to use, reproduce, edit, and distribute such content.
8.4 We reserve the right to monitor, remove, or refuse any content that violates these Terms.

9. Hyperlinking and Third-Party Links

9.1 Certain organizations may link to our website without prior approval (e.g., government agencies, news organizations, search engines).
9.2 All other requests must be submitted to info@jmlcsolutions.com with your organization details and target URLs.
9.3 JMLC Solutions is not responsible for the content of external websites linked on our website.

10. Limitation of Liability

10.1 To the maximum extent permitted by law, JMLC Solutions is not liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the website or services.
10.2 This limitation does not apply to liability for death, personal injury, or fraud caused by our negligence.

11. Indemnification

11.1 You agree to indemnify and hold JMLC Solutions, its officers, agents, and affiliates harmless from any claims, damages, liabilities, or expenses arising from your use of the website or violation of these Terms.

12. Termination or Suspension

12.1 We may suspend or terminate access to the website or your account for violations of these Terms or for any other reason deemed necessary.
12.2 Upon termination, your right to use the website immediately ceases, and any outstanding obligations remain enforceable.

13. Amendments

13.1 We may revise these Terms at any time by posting the updated version on our website. Changes take effect immediately upon posting.
13.2 Your continued use of the website constitutes acceptance of any amendments.

14. Governing Law and Dispute Resolution

14.1 These Terms are governed by the laws of the Republic of the Philippines.
14.2 Any dispute arising from or in connection with these Terms shall first be attempted to resolve amicably. Failing amicable settlement, disputes shall be submitted to the proper courts in the Philippines.